Before this goes live: fill in the "Who we are" section below with your actual name or business details, confirm whether you need to register with the ICO and pay the data protection fee (check at ico.org.uk/for-organisations/data-protection-fee), and have this reviewed by a solicitor if you want it to be relied on as a legally binding document — this draft is a reasonable starting point, not a substitute for that review. Delete this box once done.
The short version
This site is a set of financial calculators that run entirely in your browser. There's no user account, no server database, and nothing you type into a calculator — your salary, mortgage balance, pension details, anything — is ever sent to us or stored anywhere except your own device, for that browsing session only.
The only thing that can identify you at all is an optional Google Analytics cookie, which only activates if you click Accept on the cookie banner. Click Reject instead, and none of that loads — every calculator works exactly the same either way.
Who we are
My Future Net Worth (myfuturenetworth.uk) is operated by [Your name / business name] ("we", "us").
If you have any questions about this policy or how we handle information, email hello@myfuturenetworth.uk.
What we collect, and why
Calculator data
None. Every figure you enter — income, mortgage details, pension pots, ISA balances, anything — stays in your browser's memory for that session and is never transmitted to us, stored on a server, or shared with anyone. Close the tab or refresh the page and it's gone; we never had it to begin with.
Analytics — only if you consent
If you click Accept on the cookie banner, we load Google Analytics 4, which helps us understand how many people visit the site, which calculators are used most, and roughly which country/device/browser people are using — purely so we know what to build or fix next. This can include:
- Your IP address (used briefly to estimate rough location)
- Device and browser type
- Pages viewed and time spent on the site
- How you arrived here (e.g. a search engine, a direct link)
We don't use this for advertising, we don't sell it, and we can't personally identify you from it. If you click Reject, none of this loads — nothing is measured or stored at all.
Cookies & local storage
| Name | Purpose | Type | Expiry |
|---|---|---|---|
| cookieConsent | Remembers your Accept/Reject choice | Strictly necessary | Until you clear browser data |
| _ga, _ga_* | Google Analytics usage tracking | Non-essential — only set after consent | Up to 2 years (Google default) |
You can change your choice at any time via the "Cookie preferences" link in the footer of every page.
Who we share data with
Only Google, and only for the analytics cookies above, and only if you've consented. Google processes this data under its own privacy policy and, since Google's servers are based in the US, under the UK-US Data Bridge — the UK Government's approved mechanism for this kind of international data transfer.
We don't share anything with any other third party, we don't run advertising, and we don't have a mailing list. If that ever changes, we'll update this policy first.
Your rights
Under UK GDPR, you have the right to:
- Ask what personal data we (or Google, on our behalf) hold about you
- Ask us to correct or delete it
- Object to how it's used
- Withdraw consent to analytics at any time (via "Cookie preferences" in the footer)
- Complain to the Information Commissioner's Office (ICO) if you think we've mishandled your data
Since we don't hold any calculator data, and analytics data is tied to a cookie rather than your identity, requests about the analytics side are often best handled directly through Google's own privacy tools — but email us and we'll help however we can.
Children's privacy
This site isn't intended for children, and we don't knowingly collect data from anyone under 13.
Changes to this policy
We'll update the "last updated" date at the top of this page whenever anything changes. Significant changes — like adding a new type of tracking — will also be reflected in an updated cookie banner, so you get a fresh chance to accept or reject it.